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Check out the latest news, trends, and insights to boost your credit and reach your goals faster.
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Rent Reporting

How Rent Payments Can Become a Pathway to Financial Opportunity

Rent reporting can help eligible on-time rent payments become part of a renter’s credit history. For renters who are...

August 20, 2026
Illustration of a house, a calendar marked on the first day of the month, and dollar bills with a question mark
Rent Reporting
Why Rent Due Dates and Paychecks Don’t Always Line Up

Rent due dates and paychecks don’t always align. See how timing can affect late fees, cash flow, and payment flexibility.

August 18, 2026

Educated Renter August 2026 header with colorful lifestyle and financial icons.
August 2026 Educated Renter Newsletter: Class Is in Session - Money 101 for Renters

This month, we're sharing the money lessons school probably skipped.

August 18, 2026

July 2026 Educated Renter Newsletter: Things Actually Worth The Money (And Time)

Between back-to-school shopping, lease renewals, moving expenses, higher utility bills, and squeezing in one last summer trip, August has a way of stretching your budget. This month...

August 7, 2026

Back-to-school supplies, such as a backpack, calculator, pencil case, and pen, laid out on a table.
Back-to-School Budgeting Tips: 7 Ways Families Who Rent Can Spend Less

A little planning can make the season more manageable. These seven back-to-school budgeting tips can help you focus on what your family needs, spend more carefully, and...

July 29, 2026

Icons of houses and points of interest to explain what "rent-burdened" means.
What Does Rent Burdened Mean? Definition, Formula, and What to Do Next

Housing is the largest monthly expense for most renters. But when too much of your income goes toward rent, it can...

June 30, 2026

How to Build Credit With No Credit History: A First-Time Guide

To build credit with no credit history, start by getting positive payments reported to the credit bureaus. You can do this through...

June 25, 2026

How to Prepare to Buy a House as a Renter: 6 Steps to Start Today

An illustration of a house made of money, representing how to prepare to buy a home. If you’re wondering how to prepare to buy a...

June 23, 2026

A young adult woman using her phone to learn how rent payments can help build credit with Esusu
How to Turn Rent Payments Into Credit: A Guide For Renters

Rent is often the largest bill in a household, yet historically it has not helped most renters build credit. Rent reporting changes that by...

June 8, 2026

Two women smiling and talking in a modern apartment living room, with a screen showing rent reporting history.
What is Rent Reporting? (And What is a Rent Reporting Fee?)

Rent reporting is the process of sending your on-time rent payments to credit bureaus so they can help build your credit history — turning a bill you already pay into a...

June 3, 2026

What Is a Good VantageScore 4.0? A Guide for Renters & Property Owners

VantageScore 4.0 is the first credit scoring model to utilize trended data from all three major credit bureaus, allowing it to analyze...

May 27, 2026

How to Negotiate Rent on a New Lease or Renewal

If you are signing a new lease or renewing your current one, this guide will show you what to say, what to bring, and how to ask for a better deal without making the conversation awkward.

May 26, 2026

Beyond the Velvet Rope: Why an Esusu Membership is the Ultimate Financial Power Move for Renters

What do you think of when you hear the word “Membership”? Maybe your mind goes to a swanky wellness lounge with eucalyptus-scented towels. Or perhaps...

April 15, 2026

The 2026 Financial Literacy Month Audit: How Rent Reporting Bridges the Awareness Deficit

This Financial Literacy Month requires a candid assessment of why the American financial education system is failing the....

April 8, 2026

Gen Z Is Paying Rent. The Credit System Is Just Starting to Notice.

Gen Z is doing everything we tell young adults to do. They’re paying rent. They’re budgeting. They’re trying to build credit. They want to buy homes. But...

March 11, 2026

The 4 Million Homes Gap: How Your Monthly Rent and Credit Scores Could Be the Secret Key to 2026 Homeownership

Stop leaving credit points on the table. Discover how reporting your rent can boost your VantageScore and help you qualify for a mortgage in 2026. Read the data-backed guide.

February 11, 2026

Your Largest Monthly Expense Just Became Your Secret Weapon: State of Rent Reporting in 2026

Explore the state of rent reporting in 2026. Discover how new standards and AI-driven platforms are helping renters build credit scores and financial stability.

February 2, 2026

Meet Esusu’s Core Membership in the Esusu App

What is myEsusu? myEsusu is a credit building membership that goes beyond rent reporting. We make your journey in this country’s complicated…

December 3, 2025

Esusu Pledges Up to $1 Million in Rental Relief to Support Renters Impacted by Government Shutdown

Esusu commits $1M in zero-interest loans to help renters impacted by the government shutdown, ensuring housing stability for families.

November 10, 2025

Resources to Help You Navigate the Government Shutdown With Limited SNAP Benefits

As the nation faces another prolonged government shutdown, millions of Americans are feeling the impact in real time, from delayed paychecks to frozen benefits.

November 4, 2025

Esusu and Savi Team Up to Offer Renters a Path to Reduce Their Student Loans and Build Credit

As millions of borrowers face uncertainty and hardship with their student loans, Savi’s Student Loan Optimization platform and solutions become…

August 13, 2025

The Esusu Passport: Your Rental Payment History, Simplified

The Esusu Passport: Your Rental Payment History, Simplified Moving can be the worst. Along with the logistics of packing and relocating, renters…

May 23, 2025

Financial Wellness: The Self-Care You Didn’t Know You Needed

Mind on Your Money, Money on Your Mind May is Mental Health Awareness Month, and while we love a good face mask and a deep meditation playlist, let’s…

May 7, 2025

Financial Literacy Month: Your Time to Prove Them Wrong

April is Financial Literacy Month, which means it’s time to do what the system never expected. Learn the game, master the rules, and use them to…

April 3, 2025

Esusu and Amazon to Bring Rent Reporting and Financial Well-Being to Tens of Thousands of Renters

Today, Esusu , the innovative fintech platform transforming lives through rental data and credit building, announced a partnership with Amazon...

March 18, 2025

What Is a Credit Report?

Let’s talk about credit reports. You know, that mysterious financial report card that seems to have way too much power over your life. One day you’re…

March 13, 2025

Money Moves: A Look Back at Women and Credit

Closing the Gender Wealth Gap, One Credit Score at a Time Money talks. Unfortunately, for women, it has been whispering

March 11, 2025

Introducing the Esusu Tax Hub

Last edited on January 15, 2025 This tax season, we’re bringing you a dedicated Tax Hub within the Esusu app for tax filing and estimation, powered…

January 15, 2025

How to Start Building Your Credit in 5 Steps

Building credit for the first time is definitely a marathon, not a sprint. But even just figuring out the first steps of this journey can seem very…

August 7, 2024

Introducing the Esusu App for Renters

Esusu is proud to launch our new mobile app! 📱✨ We know you’re busy these days- it’s not always convenient to sit down at your computer and log in.…

July 29, 2024

Operation HOPE and Esusu Team Up to Bring Renters Individualized Coaching to Improve Financial Health

In the United States, the foundational systems that financial health are built on - credit scores, savings, debt reduction, investments and…

June 18, 2024

Everything You Need to Know About the Esusu App

This post has been updated in September 2025 to reflect updates to the Resident App. Esusu’s Resident App is live! As part of Esusu’s rent reporting…

April 23, 2024

What’s the Real Impact of Improved Credit?

Through the hard work and dedication of our teams and partners, Esusu has helped thousands of renters establish and improve their credit scores by an…

February 23, 2024

We’ve Got You Covered With Tax Filing in the Esusu App

File with april and we’ll help you get all the credits you’re due Where you file matters. It can impact

February 12, 2024

How First-Generation Americans Navigate Finance

File with april and we’ll help you get all the credits you’re due Where you file matters. It can impact how much you get back and how much time you…

October 13, 2023

Building Your Back-to-School Budget

Do college students need a budget? Prepping for a new semester means choosing your class schedule, picking out your dorm, and joining new…

October 4, 2023

How College Students Can Build a Back-to-School Budget

Do college students need a budget? Prepping for a new semester means choosing your class schedule, picking out your dorm, and joining new…

October 4, 2023

The State of Federal Student Loan Repayment

Federal student loans are back The federal student loan repayment pause and interest freeze that began in 2020 during the height of the COVID-19…

August 15, 2023

Esusu Resident Portal Q&A

The Esusu Resident Portal is here! The Esusu Resident Portal is your one-stop shop to check your credit history and progress and access resources…

July 28, 2023

How to Successfully Budget With Credit Cards

Intro As you continue your credit journey, you'll want to consider opening a credit card account. Credit cards can be a powerful financial tool in…

June 16, 2023

Save on Car Payments With Esusu & Caribou

Save on car payments with Esusu & Caribou Esusu's primary mission is to help you build your financial identity by reporting on-time rent payments,…

June 15, 2023

Solving Common Financial and Housing Barriers Faced by LGBTQ+ Renters

Intro: At Esusu, everyone deserves financial security and a place to call home, regardless of race, gender, or sexual orientation. Unfortunately,…

June 9, 2023

How to Budget for Summer + May Renters’ Q&A

How to budget for summer Summertime is right around the corner, and along with poolside fun and vacation days comes a surprisingly pricey time of…

May 23, 2023

Here's Who Is Helping the AAPI Community With Homebuying and Finances

May is Asian American and Pacific Islander (AAPI) Heritage Month. In 1992, Congress established May as a month-long celebration to honor the…

May 9, 2023

Esusu Renters’ Q&A: How Does Rent Reporting Work?

If you’re reading this, your building uses Esusu to report your rent payments to the credit bureaus. You might have questions about what Esusu does…

April 28, 2023

How Your Credit Score Can Help You Unlock Future Wealth

If you’ve seen people on social media talk about building wealth, you’ve probably heard them give tips on reducing spending, paying off debt, and…

April 11, 2023

3 Ways to Build Your Credit Score Without Going into More Debt

Building credit can feel like a rat race. We need money to qualify to get credit, but without credit, we can’t build a strong credit history or…

March 7, 2023

How We Are Supporting Single Mothers Through Access to Rent Relief

It’s Women’s History Month and we’re excited to celebrate this month with some promising stories of growing equity in the housing space. Of course,…

March 3, 2023

Bringing Rental Insurance to Esusu Renters Nationwide

You probably know Esusu as the company helping renters establish and build their credit scores by reporting on-time rent payments. Because renters…

March 2, 2023

How Does Esusu Access and Protect My Data?

Has your property management company or property owner recently told you about using Esusu? If that’s the case, we’re excited to be working with you!…

February 16, 2023

Can I see Esusu Rent Reporting on My Credit Report?

Is your property using Esusu to help you build or raise your credit score? If so, welcome! You likely have some questions about who we are, what rent…

February 9, 2023

How Esusu Rent Reporting Affects Your Credit

If you recently received an email from your building that they are beginning to use Esusu to help you build your credit, welcome! You likely have…

February 7, 2023

Celebrating Those Working to Increase Black Homeownership in the US

It’s no secret. Across the United States, there is a major disparity in homeownership rates across Black, Latinx, and White families. America’s…

February 1, 2023

Credit Glossary: Common Financial Terms Everyone Building Credit Should Know (Part 2)

Is improving your financial literacy or saving money a top goal for 2023? You’re not alone, with 39% of surveyed Americans focusing on saving money…

January 19, 2023

Credit Glossary: Common Financial Terms Everyone Building Credit Should Know (Part 1)

Talking about money can feel like speaking an entirely different language. If getting on top of your financial wellness is a goal of yours for 2023,…

January 13, 2023

Do I Need a Credit Score to Get an Apartment?

If you’re looking for a new apartment, you are likely already trying to figure out what monthly rent fits your budget. However, other financial…

November 1, 2022

Get Smart About Credit Day: How Do I Establish and Build Credit?

Today, October 20, is Get Smart About Credit Day, and we’re walking through the basics of establishing and building credit. Though it may seem…

October 20, 2022

What Is a Good Credit Score?

Confused about what a “good credit score” truly means? That three-digit number between 300 and 850 has a big role in determining how much you might…

October 18, 2022

Understanding the Factors That Make Up Your Credit Score

Because your credit score determines so much of your financial life, it is important to understand the logic behind your score fully. Small changes…

September 27, 2022

What Are the Three Major Credit Bureaus and Their Scoring Models?

Often people talk about a credit score as if each person has just one. In fact, there are three different consumer credit bureaus that review lending…

September 9, 2022

Everything You Need To Know About Esusu Renters Marketplace

Being a renter involves more than just paying rent on-time each month. For many, it’s part of the path toward homeownership, a first step in building…

September 9, 2022

7 Things That Can Hurt Your Credit Score

Your credit score is essential. A high credit score may indicate that you're a low-risk borrower who can get a loan at a good interest rate. A low…

June 24, 2022

Earning, Saving, Borrowing, and Spending: A Guide for Financial Literacy Month

April is #FinancialLiteracyMonth and to wrap up the month we’ve created a guide to improving your financial knowledge, from better understanding your…

April 28, 2022

Is 600 a Good Credit Score?

Pressed for time? Here's a summary While having a 600 credit score is not bad, we would not go as...

September 24, 2021

Are Rental Payments Included in My Credit Report?

Pressed for time? Here’s what you need to know. Historically, credit reports don’t include rent payments. Why? Because rent isn’t considered debt. As…

August 31, 2021

How Does Credit Work? A Quick Guide to Understanding Credit

Pressed for Time? Here’s a summary. Credit and debt are two sides of the same coin. Debt is money you owe. Credit says how much you’re able to…

August 25, 2021

A Brief History of U.S. Consumer Credit – Part 2: Consumer Credit Becomes a Right

Pressed for time? Here’s a summary. While the first half of the 20th century saw the beginnings of modern credit systems, they matured in the second…

August 20, 2021

Esusu and PadSplit Provide Housing and Credit Building Support to Frontline Workers

To date, the global pandemic has disproportionately impacted healthcare and frontline workers, resulting in loss of income, lack of financial…

August 19, 2021

My Home Pathway and Esusu Partner to Build a Pathway to Homeownership for Working Families

This August, during National Black Business Month, two Black-Owned startups are partnering to build a pathway to homeownership for working families…

August 17, 2021

A Brief History of U.S. Consumer Credit – Part 1: Making Consumer Credit Mainstream

Pressed for time? Here’s a summary. From the 1920s through 1950s, our modern consumer credit system took shape. These decades saw the invention of…

August 12, 2021

Esusu Supports Renters at Risk of Eviction

Pressed for Time? Here’s a summary. The CDC has evoked a limited moratorium for renters set to expire in 2 months. This appended moratorium prevents…

August 4, 2021

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